If you are thinking of Equity Release then you are are looking to release capital from an asset that has taken a lifetime to achieve and that deserves the highest level of care. We offer independent advice & we hold the Equity Release Specialist Qualification. Feel free to call us for a free, no obligation initial meeting.
For your peace of mind, we only recommend schemes that meet the criteria of the Equity Release Council.
What is Equity Release
Equity Release enables home owners to raise capital from their homes. There are various methods of equity release. Generally, these work best from age 60 onwards and terms improve the older that you are. These schemes include Interest Only Mortgages and Home Reversion Schemes, but the most popular is a Lifetime Mortgage.
With a Lifetime Mortgage, you take out a loan, secured on your property, and receive that amount as a tax-free lump sum. You do not usually make monthly repayments. Instead, the interest “rolls up”, and the loan plus interest is repaid after your death, when the property is sold.
As this can have an impact on the value of your estate, we do recommend that you discuss your plans with your intended beneficiaries.
Why Choose Us to Arrange Your Equity Release
Equity Release can provide great benefits to homeowners. We all want to enjoy our retirement years and why not use our greatest asset, which is our home (in most cases) to fund that?
Equity release is a particularly sensitive area, It requires a discussion between your needs and aspirations and the value of the estate that you hope to pass to your beneficiaries.
We understand that, which is why clients consult with us.
So, feel free to pick up the phone and ring us for a free, no obligation appointment, and remember, we only use schemes recognised by the Equity Release Council.
Looking for a trusted adviser for Equity Release?
We offer free, no obligation initial consultation for equity release.
Use the form below if you would prefer to email us
Chris French Ltd is registered in England.
Registered No 11106904.
139 High Street,
Kent CT6 5NG.
Chris French is an Appointed Representative of Rickard Lazenby Financial Services Ltd who are authorised and regulated by the Financial Conduct Authority.
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